According to experts, the high CASA ratio will a premise for banks to improve their net interest margin (NIM) while keeping the lending rates at competitive levels in the market.
A financial report analysis of 24 Vietnamese banks shows that average Current and Savings Account (CASA) ratio of these banks rose from 17 per cent in 2020 to 19.4 per cent in late 2021.
Techcombank continued to achieve positive business results in the first half of the year as its maintained the leading CASA ratio of 46.1 per cent in the country’s banking industry.
